I-508 Form 2021-2024

I-508 Form: What You Should Know

Once there is a final loan, the Loan Closing Department is notified to begin the process of closing the loan. When a TDC has to be issued during the term of the loan for a reason that was not the borrower's fault, the borrower must notify the Loan Closing Department within 21 days of the completion of the loan and provide all documents (copies of the loan documents, copies of any written agreement, copies of any loan documents submitted by the borrower, etc.) as requested by the Loan Closing Department. Discharge Process — Home Mortgage Broker & Loan Foundation You've completed your Title search by submitting all required documents and cleared your application. Now what? In some cases, some loan documents are not returned to their borrower. In fact, the borrower may have the original loan document (i.e. the original loan application), but it is missing or has been lost, damaged, or stolen. If you have not received all loan documents and/or are still having trouble, then contact the loan clearance manager on the Home Mortgage Company's Loan and Debt department (formerly called Direct Loan). Your bank that is sending the loan documents may also have a contact at this department. The Loan Closing Department will attempt to contact the borrower and confirm with their bank or loan originator that the loan documents are returned and that the loan has been cleared. If not, the Loan Closing Department will inform you that the loan has been accepted. The Title search process has begun, and you must receive the ‮discharge final approval by a specific date after the closing date. As soon as the loan has been accepted for clearance, the Bank will call the loan holder and inform them that the title search has been completed, and they are authorized to close the loan. What if I can't receive my loan documents before the Closing Date (or the Closing date has passed)? You can send them to the Loan Clearance Department, where you will receive them and the Loan Clearance Department will review it. If you don't want to pay the fees to have the document sent to the loan holder, you can request the document be mailed to you.  In the event your borrower does not complete their Title search, the loan holder may contact your Bank before the Title search for instructions on how to close it.

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