I 601 Form 2021-2024

I 601 Form: What You Should Know

VA Home Loan Guaranty Program FAQ Who may qualify?  All Veterans who qualify for VA Home Loan Guaranty are eligible to participate in this new mortgage lending program that was created to prevent  foreclosure as well as prevent the loss of your benefits. This program may not be available to individuals who did not have certain housing responsibilities while  on active duty (e.g. military spouse), or individuals in certain states that do not qualify for VA mortgage benefits. When does the Guarantee last? It is a one-time benefit that lasts for 6 years following your most recent Refinance. In addition, your home loan guaranty benefits will only  last if you are still enrolled in the Direct Loan Program, are still enrolled in the Service members Civil Relief Act (SCRA)  for Service members serving under federal commands, and are not incarcerated or subject to any legal or immigration control  order due to discharge or release from the military. This is also true if you are divorced, separated, or legally separated because of  a separation or divorce. It is important to notify VA of any changes or cancellations to your credit report, so we can inform you of whether you are still eligible to receive the Guaranty benefit. What are Refinancing and the Refinance? The process from refinancing to your new VA Home Loan is simple — just keep in mind that before making a new loan payment, you may have to make one or more prior loan payments as well. You then have to continue to pay your loan balance. Once you are in  compliance, you can enter into the new mortgage product without paying anything to the lender. What are the Home Loan Program fees? There are no fees to enroll, to re-enroll or to be approved. There are, however, a few fees you are responsible for including: In addition to these fees, we charge the following for servicing the Home Loan: • 30% — processing a new refinancing application • 5% — processing a new application for the same loan, or a change of a non-qualified loan under the Home Loan program by the same Veteran (e.

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